Process:
On a neutral background, open and place a FotoBlendz.
Open ArtsyKardz 6x6_3 Artsy_MultiPack. Place and clip to FotoBlendz.
(turn off black paint layer of ArtsyKardz)
Open photo. Size, place, clip to FB above ArtsyKardz.
Open APP Artsy_Transfer_10. Layer and clip to FB above photo. Set transfer to darker color mode.
Add various APP Artsy brushes to the photo edges.
Open a transfer from APP Artsy and position below FotoBlendz layer to add foundation.
Top the photo with Urban Stitches.
Complete page with WordART, button, polka dot tape, Overlay Edge.