ArtPlayPaletteChills http://www.oscraps.com/shop/product.php?productid=32918&page=1
ArtPlayPaletteGetaway http://www.oscraps.com/shop/product.php?productid=10008082&page=1
ArtsyBlendzSnowElements http://www.oscraps.com/shop/product.php?productid=27602&page=2
CoolSports1 http://www.oscraps.com/shop/search.php?mode=search&page=1
MultiMediaBanners1 http://www.oscraps.com/shop/search.php?mode=search&page=1WinterWordBursts1
ArtsyTemplate MultiPack 3 No 6

I started by selecting the photos (edited in lightroom) I wanted to use and then found a template that would work with them. They were then clipped to the masks. The rest of the layers were turned off whilst doing this. The edges of the paint layer were erased back.slightly so that the large photo had no harsh edges. I then selected the background paper - Chills solid no 1 and then placed getaway paper 5 over that with an opacity of 37% as it the first paper was too light on its own.
The word art was added next, recoloured using colours in the photos. Opacity reduced and blending mode of soft light as was the banner.
The various paint layers were recoloured in greens and blues taken from the photos. the skiing child stamp and snowflakes at lowered opacity finished the LO off.