Complete a layout using 1 Artplay Palette + a Multimedia Element + Wordart + a Template
ArtPlay Palette H2O http://www.oscraps.com/shop/product.php?productid=30915&page=1
MultiMedia SeaLife No 1 http://www.oscraps.com/shop/product.php?productid=29997&page=1
Travel Word Transfers No 2 http://www.oscraps.com/shop/product.php?productid=27905&cat=397&page=9
Artsy Layered Template No. 161 http://www.oscraps.com/shop/product.php?productid=10009976&page=1
I colored items in the template and clipped transfers to others. I left some items as they are. I then selected photos and clipped them to the frame mask. I added the word art and blended it. I changed one photo to B & W and blended it to a mask in the template. I added the items from the Multimedia and brushes from the palette.