aA Ladder Challenge 3 https://ozone.oscraps.com/forum/showthread.php?t=30091
1. One ArtPlay Palette
2. A MultiMedia Element
3. WordART

Its a beautiful day in Capitola

ArtPlay Palette Summer Breeze http://www.oscraps.com/shop/product.php?productid=43951&cat=383&page=1
MultiMedia Frames No.1 http://www.oscraps.com/shop/product.php?productid=44759&cat=383&page=1
Beauty WordART No.3 http://www.oscraps.com/shop/product.php?productid=10008431&cat=383&page=1
Urban Stitchez No.7 http://www.oscraps.com/shop/product.php?productid=10009047&cat=383&page=1
Urban Stitchez No.5 http://www.oscraps.com/shop/product.php?productid=43929&cat=383&page=1
Urban Threadz No.4 http://www.oscraps.com/shop/product.php?productid=10009333&cat=383&page=1
WarmGlows No.7 http://www.oscraps.com/shop/product.php?productid=10008905&cat=383&page=1

Process:
The photo was processed with PSE filter paint daubs.
Increase saturation and contrast.
Clip photo WaterColor FotoBlenz No.3 or mask of your choice.
Duplicate photo and play with blending modes.
Add WarmGlows to photo to enhance darker areas.
Layer transfers and brushes below photo mask.
Frame with MultiMedia Frame and adjust mode as necessary.
Edge with UrbanStitchez and add title.