I am always amazed by this picture of my grandmother.
Credits:
ArtPlay Palette For the Record by Anna Aspnes http://www.oscraps.com/shop/product.php?productid=45480&page=2

fonts: Contribute, James Fajardo

Process notes:
I clipped the picture to a transfer then
layered transfers under it
added title and text
embellished with flowers and gold paints
added a linear brush
duplicated the picture with a darken blend mode on the upper layer