Anna Aspnes:
MonthReview Template No 32 - http://www.oscraps.com/shop/product.php?productid=10009927
ArtsyKardz Summer Days - Multipack - http://www.oscraps.com/shop/product.php?productid=10009320
Artplay Palette Summer Days - http://www.oscraps.com/shop/product.php?productid=10009308
Life WordArt No. 8 - http://www.oscraps.com/shop/product.php?productid=10009861&cat=383&page=1
Summer WordART No. 3 - http://www.oscraps.com/shop/product.php?productid=10009285&cat=383&page=1
UrbanThreadz No. 4 - http://www.oscraps.com/shop/product.php?productid=10009333&page=1
Process:
Started with MonthReview Template No 32
Placed ArtPlay Palette Summer Days Papers and Transfers as Backgrounds
Clipped my photos to the clipping masks
Clipped ArtsyKardz Summer Days to the remaining empty clipping masks
Placed UrbanThreadz & wordart
Finished with ArtPlay Palette Summer Days brushes, elements