The Process
I selected a neutral background paper from AP Tangier and added the LoopDaLoop Layered Masks on it. I merged the 3 circle masks and clipped my photo to them so that the photo spread across the masks. I added a transfer from AP Summer Days behind it. I placed the scalloped stitches under the loops and using the warp tool, adjusted them to fit. Then I clipped the straw bale to a watercolor fotoblendz and placed a transfer from AP Tangier behind it. Word art, elements, glows, transfers were added.
