Credits:
Artsy Kardz Across the Miles http://www.oscraps.com/shop/product.php?productid=10008992
4x6 Artsy Kardz Across the Miles http://www.oscraps.com/shop/product.php?productid=10008991
6x6 Artsy Kardz Across the Miles http://www.oscraps.com/shop/product.php?productid=10008990
ArtPlay Palette Across the Miles http://www.oscraps.com/shop/product.php?productid=10008968&cat=383&page=1
Find My Way Overlays No 4 http://www.oscraps.com/shop/product.php?productid=10008967&page=1
Layered Edge Overlays No 1 http://www.oscraps.com/shop/product.php?productid=28000&page=1
Urban FrameTransfers No 1 http://www.oscraps.com/shop/product.php?productid=27104&page=1
Foto WordART No 3 http://www.oscraps.com/shop/product.php?productid=44823&page=1

Process:
Choose an artsy paper. Put photo there with Difference layer style and blended it. I used more artsy kardz (blended them too) behind of it. Put an urban frame around photo and remove a part with a soft brush, where your photo is. use a WA and a 3D element with realistic shadow.