Anna Aspnes:
ArtsyLayered Template No. 21 (2 warped fotos)
http://www.oscraps.com/shop/product.php?productid=28146&page=1

AntiquatedFrames No. 2
http://www.oscraps.com/shop/product.php?productid=30498&cat=421&page=2

ArtPlay Palette Reflections (2paper, oillamp)
http://www.oscraps.com/shop/product.php?productid=45149&cat=387&page=2

ArtPlay Vitality FotoBlendz (clippingmask)
http://www.oscraps.com/shop/product.php?productid=29648&page=1

ArtPlay Palette Delightful (transfer)
http://www.oscraps.com/shop/product.php?productid=44210&page=1

ArtPlay Palette Joyful (transfer)
http://www.oscraps.com/shop/product.php?productid=46647&page=1

MultiMedia Documents No 1
http://www.oscraps.com/shop/product.php?productid=45478&page=1

JazzedUp LoopDaLoops No. 3
http://www.oscraps.com/shop/product.php?productid=44675&page=1

FotoGlows No. 5
http://www.oscraps.com/shop/product.php?productid=28805&page=2

Life WordART No. 6
http://www.oscraps.com/shop/product.php?productid=44241&page=1

Sorry, I can not english.
I started with the template. I deleted all the layers except for 3 warped photo- masks/shadows. I clipped the big photo to the photo masks. I clipped the small photo to the FotoBlendzMask.
I added 2 paper (as background -blendmode- darken) I put frames on the fotos. I put the joyfultransfer under the big foto. I duplicated the FotoBlendzMask and clipped to the delightfultransfer. I enlarged and put under the small foto. I put the MMDocumentspaper unter the big Foto. I put the oillamp, WA, loopdalop and glow. I colorized WA.