ArtPlay Palette Loved - Paper, WordArt Strip, Heart and Arrow http://www.oscraps.com/shop/product.php?productid=46471&cat=387&page=1
ArtPlay Palette Winter Wonderland - Transfers http://www.oscraps.com/shop/product.php?productid=45770&cat=387&page=1
Love WordArt No 4 http://www.oscraps.com/shop/product.php?productid=46460&page=1
MutliMedia Branches No 2 http://www.oscraps.com/shop/product.php?productid=46646&page=1
WaterColor FotoBlendz No 2 http://www.oscraps.com/shop/product.php?productid=44191&page=1
FotoGlows No 5 http://www.oscraps.com/shop/product.php?productid=28805&page=1
Leaf Glows No 1 http://www.oscraps.com/shop/product.php?productid=45147&page=1
Jazzed Up LoopDaLoop No 3 http://www.oscraps.com/shop/product.php?productid=44675&page=1
WaterColor Hearts No 1 http://www.oscraps.com/shop/product.php?productid=46459&page=1
Artsy Layered Template No 85 http://www.oscraps.com/shop/product.php?productid=32914&page=1
Frame 1 - ArtPlay Palette Wish http://www.oscraps.com/shop/product.php?productid=46180&page=1
Frame 2 - ArtPlay Palette Siblings http://www.oscraps.com/shop/product.php?productid=33243&page=1
Font - Chalk Line
Photo - DIL and Grandchildren

Process-
Removed text boxes, warm glows, brush work, photomasks, frame, and wordArt from template to comply with Ladder requirements
Placed background paper and clipped transfers to existing fotoblendzs 1 and 2
Placed Watercolor FotoBlendz on top of right side transfer and clipped an addition transfer to it.
Placed photo (converted to black and white as everyone was wearing different colored clothes) and two frames with branch and word art strip applied on top of frame.
Fotoglows placed directly on top of background layer and pink heart brush added over the glow to form color triangle with pink items.
Loop Da Loop and XoXo word art added
Large date feature from template replaced with letters to spell love and heart and arrow added.
Patted self on the back for completing (I hope correctly) Heather's rigorous challenge.