Anna Aspnes :
ArtPlay Palette Christmas Magic
http://www.oscraps.com/shop/product.php?productid=46013&cat=383&page=1
ArtPlay Christmas Magic BrushSet
http://www.oscraps.com/shop/product.php?productid=46012&cat=383&page=1
FotoBlendz Overlays No. 5
http://www.oscraps.com/shop/product.php?productid=44065"

I only clipped several copies of my photo on the mask by increasing the brightness and contrast, and using different blending mode. Between layers, I then inserted transfers to color the Eiffel tower in gold. I've used other transfer on the photo and also the WA.