My daughter 3 years ago...

About the creating process:
1. Started with a solid background.
2. Placed the photo and set its blending mode to darken - then created a layer mask to hide some areas of the photo.
3. Placed some transfers and wordARTs.
4. Placed some "3D" elements applying realistic drop shadows on them.

credits:
ANNA ASPNES
ArtPlay Palette Christmas Nostalgia http://www.oscraps.com/shop/product.php?productid=32471&cat=383&page=1
ArtPlay Palette Easter Chicks http://www.oscraps.com/shop/product.php?productid=30109&cat=383&page=1
ArtPlay Night Before Christmas BrushSet http://www.oscraps.com/shop/product.php?productid=32515&cat=383&page=1
ARtPlay Palette Christmas No. 1 http://www.oscraps.com/shop/product.php?productid=32461&cat=383&page=1http://www.oscraps.com/shop/product.php?productid=27628&cat=383&page=1
Christmas Nostalgia No. 1

MAGO74
White Christmas (blog freebie)

Thanks for looking!
Eszter