I created this for an article at Get it Scrapped

Moments with You created by Terry Billman| Anna Aspnes: Artsy Layered Template 114, Art Play Palette Sea Life, Art Play Palette Embrace Life, Art Play Palette Christmas Tree, Art Play Palette Seafoam; Katie Pertiet: Bead Scatterings, Fine Line Page Titles 2, Classic Curled Photo Frames 1, Holiday Word Strips, Beach House Memories Elements; Vicki Stegall: Magnificent Word Art; Patti Knox: Staple Its Clusters