4x6 ArtsyKardz Delicious**New & On Sale** - http://www.oscraps.com/shop/product.php?productid=45697&cat=383&page=1
Artplay Palette Thankful Heart **On Sale** - http://www.oscraps.com/shop/product.php?productid=27684&page=1
Frame Transfer Templates No.3**On Sale** - http://www.oscraps.com/shop/product.php?productid=27103&cat=421&page=5
Mod Clocks No. 1 Overlays**On Sale** - http://www.oscraps.com/shop/product.php?productid=28008&cat=394&page=3
Stitched by Anna White No. 7**On Sale** - http://www.oscraps.com/shop/product.php?productid=27843&cat=401&page=2
Grateful WordArt**On Sale** - http://www.oscraps.com/shop/product.php?productid=27253&page=1
MultiMedia Branches No 1 - http://www.oscraps.com/shop/product.php?productid=45572&page=1

Process:
Started with Artplay Palette Thankful Heart Solid Paper No. 1
Placed Frame Transfer Template, merged all layers & clipped with an ArtsyKardz Delicious
Placed my photo behind the transfer template
Placed ModClock Overlay, cut a portion out, and applied the overlay blending mode
Placed MultiMedia Branch
Placed Grateful WordArt, recolored to white, duplicated, recolored & nudged the copy up
Finished withArtplay Palette Thankful Heart Elements.