Anna Aspnes Designs:
Artsy Layered Template No. 117 - http://www.oscraps.com/shop/product.php?productid=45335&cat=383&page=1
ArtPlayPalette Harvest - http://www.oscraps.com/shop/product.php?productid=45214&cat=383&page=1
MultiMediaPumpkins No. 1 - http://www.oscraps.com/shop/product.php?productid=45190&cat=383&page=1
Fall WordMix No. 1 - http://www.oscraps.com/shop/product.php?productid=45191&cat=383&page=2
LeafSprinklez No. 1 - http://www.oscraps.com/shop/product.php?productid=45213&cat=383&page=1
ArtPlay Palette Vintage Halloween - http://www.oscraps.com/shop/product.php?productid=45386&cat=383&page=1
ArtsyKardz Harvest - http://www.oscraps.com/shop/product.php?productid=45237&cat=383&page=2
UrbanStitchez No. 5 - http://www.oscraps.com/shop/product.php?productid=43929&page=1
Autumn WordART No. 4 - http://www.oscraps.com/shop/product.php?productid=44983&page=1

Process:
Started with Artsy Layered Template No. 117, replaced several layers with an Artsy Paper from ArtPlayPalette Harvest. Moved the frame and clipped my photo to the mask. Added an ArtsyKardz Harvest above my photo and set to blending mode soft light. Replaced the stitching with UrbanStitchez No. 5. Added MultiMediaPumpkin, LeafSprinklez, WordMix, WordART & elements.