Anna Aspnes Designs:
ArtPlay Palette Time http://www.oscraps.com/shop/product.php?productid=45089
AroundTheClock No. 1 http://www.oscraps.com/shop/product.php?productid=45070&cat=383&page=1
Time WordART No. 3 http://www.oscraps.com/shop/product.php?productid=45069&cat=383&page=1
ArtsyBlendz Origins Elements (pearl) - http://www.oscraps.com/shop/product.php?productid=27600&page=1
ArtPlay Palette Find My Way No 2 (blue flower) - http://www.oscraps.com/shop/product.php?productid=27641&page=1

Process:
Started with an Artsy Paper from ArtPlay Palette Time
Placed my photo and blended with paper using blending modes & brushes
Framed my photo
Placed AroundTheClock brushes and re-colored
Placed chalkboard & added text
Placed Time WordART, erased portion and re-colored
Finished with elements