I started with Anna's template AASPN_FotoInspiredDoubleTemplate6A..... which I then pretty much dismantled and re constructed to suit my purposes
Background is AASPN_6X6ArtsyKardzHelloAutumn_2 (coming this week) I then pulled the curled edge layer from the PSD file and put in on top of everything, then masked out the parts I did not need to make it look as if the photo is tucked under that curled edge...
Word art by Katie Pertiet