Anna Aspnes :
ArtPLay Palette Hello Autumn
http://www.oscraps.com/shop/product.php?productid=44987&cat=383&page=1
Abstract FotoBlendz N9
http://www.oscraps.com/shop/product.php?productid=44985&cat=383&page=1
Autumn WordArt N4
http://www.oscraps.com/shop/product.php?productid=44983&cat=383&page=1
First I duplicated the photo trying several blend modes. I placed the transfer under the photo to give it color. I then merged the layers. I clipped together on a FotoBlendz. I then extended the image with a transfer that seemed to be made for ... I added the framework and two wordart. That's all