ArtPlay Palette Sea Life by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=44332&page=1
Artsy Template DuoPack No. 5 by Anna Aspnes @ Oscraps * on sale *
http://www.oscraps.com/shop/product.php?productid=44582&cat=398&page=1
6 x 6 ArtsyKardz Sea Life by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=44465&page=1
SeaSprinklez No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=44330&page=1
SeaShells No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=43869&page=1
Stained SkribbleSummer No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=44331&page=1
MultiStitched by Anna BlackWhite No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=27817&cat=401&page=1
ScriptTease Summer Overlays No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=43949&page=1
Photos by Iya Volkova - www.iyavolkova.com
used with permission

Process
I started with Artsy Template DuoPack No. 5 (Rotate 90 CCW). Background is a paper from APP Sea Life. Photos I clipped to frame masks.
To paint from template I clipped a photo. To other paint I clipped transfer from 6 x 6 ArtsyKardz Sea Life.
Various transfers I placed under photos. Then I added SeaSprinklez No. 1, Stained SkribbleSummer No. 1, elements from APP Sea Life and
MultiStitched by Anna BlackWhite No. 1.
Finally I placed ScriptTease Summer Overlays No. 1 (recoloured).