Anna Aspnes Designs:
ArtPlayPaletteSerenity - http://www.oscraps.com/shop/product.php?productid=44068&cat=383&page=1
Summer WordART No. 2 - http://www.oscraps.com/shop/product.php?productid=43950&cat=383&page=1
ScriptTease Summer Overlays No. 1 - http://www.oscraps.com/shop/product.php?productid=43949&cat=383&page=2
ArtsyPaint No. 4 - http://www.oscraps.com/shop/product.php?productid=43762&page=1
LoopDaLoop Sketchy No. 2 - http://www.oscraps.com/shop/product.php?productid=28191&page=1

Process:
I started with an Artsy Paper from APP Serenity
Placed Photo, Duplicated several times and used several different blending modes framed
Framed the portion of the photo I wanted to highlight
Placed Transfers, Paint & Overlay
Finished with Loop, Elements & WordArt