ArtPlay Palette Care by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=32145&page=1
Artsy Layered Template No. 26 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=28151&page=1
FotoInspired Masks No. 3 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=33144&page=1
FloralArt No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=28170&page=1
JazzedUp LoopDaLoop No. 2 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=33022&page=1
ScriptTease Life Overlays No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=33376&page=1
FotoInspired Frames No. 3 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=33417&page=1

Process
I used for my page Artsy Layered Template No. 26 and as background paper from APP Care
and then transfers from APP Care.
To masks first I clipped transfers from APP Care and then the photos (blending mode screen).
Photo left top I clipped to FotoInspired Masks No. 3.
Finally I placed elements from APP Care, JazzedUp LoopDaLoop No 2, ScriptTease Life Overlays No. 1
and FotoInspired Frames No. 3 on my page.
I doubled my page and used on upper layer filter "optikVerveLabs - Virtual Photographer - Fall colors".
Blending mode I set on multiply - opacity 65 %.