Anna Aspnes :
ArtPlay Palette Simplicity,
http://www.oscraps.com/shop/product.php?productid=32724;cat=383;page=3
ArtPlay Palette Classico,
ttp://www.oscraps.com/shop/product.php?productid=30651;cat=383;page=21
ArtPlay Palette Salty living
http://www.oscraps.com/shop/product.php?productid=30847;cat=383;page=18
ArtPlay Palette Find my way
http://www.oscraps.com/shop/product.php?productid=27640;cat=383;page=71
ArtPlay Palette Social Network
http://www.oscraps.com/shop/product.php?productid=32663;cat=383;page=4
ArtPlay Palette Embrace life
http://www.oscraps.com/shop/product.php?productid=32623;cat=383;page=4
Project 2011 Workshop
http://www.oscraps.com/shop/product.php?productid=28974;cat=383;page=32
MonthDivider Layered Templates N2
http://www.oscraps.com/shop/product.php?productid=27399;cat=383;page=79
ArtsyKardz Social Network
http://www.oscraps.com/shop/product.php?productid=32685;cat=383;page=4

I'm a fan of these templates so I have used on very classic way. I clipped pictures on masks. I just added a few brushes on some photos to give them a little texture and some wordarts.