Thanks to Ang for the stunning inspiration!
https://ozone.oscraps.com/gallery/showphoto.php?photo=278136&title=harbor&cat=all

Also used Chris' fun tutorial:
http://chrisasbury.blogspot.fr/2013/02/creating-minimal-abstract-style-with.html

Snowy street in Germany photo by Maggie (dil's sister)

ANNA ASPNES
ArtPlay Palette Winter No.2
http://www.oscraps.com/shop/product.php?productid=27688&cat=387&page=5
ScripTease Happiness
http://www.oscraps.com/shop/product.php?productid=31128&cat=394&page=1
Layered Tissue Autumn-Berries (clipped to ScriptTease overlay)
http://www.oscraps.com/shop/product.php?productid=28415&cat=395&page=5
FotoGlows Snow No.1
http://www.oscraps.com/shop/product.php?productid=27714&cat=393&page=2
SilverSnowFlakes
http://www.oscraps.com/shop/product.php?productid=29042&cat=392&page=4
12x12 Page FotoBlendz No.2
http://www.oscraps.com/shop/product.php?productid=28065&cat=390&page=5
12x12 Textured Overlays
http://www.oscraps.com/shop/product.php?productid=29652&cat=394&page=2
ArtPlay Chevron Girl Craze (clipped to outside overlay)
http://www.oscraps.com/shop/product.php?productid=29823
Light Textured Neutrals No. 2-2
http://www.oscraps.com/shop/product.php?productid=29736&cat=395&page=1 (bg paper)