Anna Aspnes :
FotoInspired double template N1 http://www.oscraps.com/shop/product.php?productid=33095
ArtsyKardz Elegance http://www.oscraps.com/shop/product.php?productid=33089
Notebook N1 http://www.oscraps.com/shop/product.php?productid=33024&cat=383&page=1
Personnalized Frames N2 http://www.oscraps.com/shop/product.php?productid=33003&cat=383&page=1
ArtPlay Palette Elegance http://www.oscraps.com/shop/product.php?productid=33025&cat=383&page=1

For 2x4 photos, I just clipped the pictures on the template, replacing a frame. Then the mask at the top right, I clipped first a transfer then an ArtsyKardz I shaded. Mask on the bottom left, I clipped another ArtsyKardz which I blended a photo.