Love the WordBlendz winter no.1 http://www.oscraps.com/shop/product.php?productid=28121&page=1.
I placed my photo on normal mode in the winter wordblendz. Then I duplicated the photo and used bright light and played turned it to 73%. After I placed Month WordTransfers no.1 http://www.oscraps.com/shop/search.php?mode=search&page=1 on top.
And I placed a transfer from Art Play Palette Chills http://www.oscraps.com/shop/product.php?productid=32918&cat=387&page=1 under the wordblendz and made it larger.
TFL