This was made using the tutorial that Scrappy Irene wrote up for us. You can check it out on the blog here: https://ozone.oscraps.com/?p=2654
I fumbled through this a bit. And even though I didn't have the same tools in PSE as in CS3, I liked what I created in PSE better. Perhaps because I understood how to use the tools and layers better.
I really like how it all turned out in the end.
Font is P22 Monet
Hand is a dingbat, but don't ask me from which one...I think getting that stupid dingbat was the hardest part of the page!! LOL