This is what I see on my way to work in the morning
I used - all from NinaScraps Designs at
OScraps and
NDISB:
Papers: NinaScraps Designs - Get Funky Papers
Frame: NinaScraps Designs - Clustered Frames
Wrap: NinaScraps Designs - Bow Fun
Top Border: NinaScraps Designs - Frame You Page Overlays