Credits:
Template - MultiFoto Single Layered Template No. 55 by Anna Aspnes
http://www.oscraps.com/shop/product.php?productid=27500&cat=0&page=7
Kit - ArtPlay Palette Crazy Life by Anna Aspnes
http://www.oscraps.com/shop/product.php?productid=29597
Brad and clock - ArtPlay Palette ExLibris by Anna Aspnes
http://www.oscraps.com/shop/product.php?productid=27636&cat=0&page=1
Square frame template - Border It by Merkeley Designs
http://www.oscraps.com/shop/product.php?productid=21121&cat=0&page=1