Anna's HolidayKardz are so versatile you can use the template with our without the photo mask. I chose the ArtsySnow template and used a snow scene photo to fill the background, blended into Anna's beautiful paper. I also switched out the MulitMedia Snowman with a MultiMedia Santa for a pop of red.

Credits:
Anna Aspnes:
HolidayKardz ArtsySnow No.1 HolidayKardz ArtsySnow No. 1
MultiMedia Santa Claus No.1 MultiMedia Santa Claus No. 1
ArtPlay Palette Santa Nicholas ArtPlay Palette Santa Nicholas (gold HoHo transfer)
FotoGlows Snow No.1 FotoGlows Snow No. 1

Patti Knox: Shimmer Me Tidbits Splattered