I know what I'm using to create my family Christmas card this year: Anna's HolidayKardz!
I simply rotated the photo frame and clipping mask on this one and popped in the image. Added names and voila'! Done.
This one is 5x7 and Shutterfly ready for easy ordering.
Anna Aspnes
HolidayKardz ArtsySnow No. 1
HolidayKardz ArtsySnow No. 1 by Anna Aspnes