I'm still playing with having a word for the year. I have been reading "flying lessons" by Kelly Rae Roberts and love her frank discussion of courage. Quotation reads:

I believe that courage is all too often mistakenly seen as absence of fear. If you descend by rope from a cliff and are not fearful to some degree, you are either crazy or unaware. Courage is seeing your fear, in a realistic perspective, defining it, considering alternatives, and choosing to function in spite of risks. -Leonard Zunin

Credits:

~ border from: Surround It 3
Surround It 3 by Merkeley Designs

~ heart and background paper by Roben-Marie Designs (no longer available) but you can find her at http://www.robenmarie.com/

~ alpha brushes for "courage" is from "Digi Essentials 9" by Karla Dudley at DesignHouseDigital.com

~ font = CK Marissa

Thanks for looking!