For a challenge @ dutch site.
Had to use a prescribed kit and a B&W snow-picture.
Credits
KokonScrapArt en HappyScrapArts: Kerstgroet
Font Century Gothic
No template allowed, so I lifted this layout by 'Joey_M': http://www.mscraps.com/galleri/showphoto.php?photo=12859&title=morgan&cat=18