Credits:
Background, notepaper and love wordart- Simply {Red} Papers
Santa wordart - No. 8 Free Gift from Santa Sue
Brown paper in stack - From My Notebook Paperpack Vintage brown
Pink paper in stack - Colorwash Garden Rose
Green paper in stack - Grow Love Bloom Paperpack
Flowers - From My Chalkboard Create Your Own Flowers
Everything by Sue Cummings

Fonts - MTF Lexi and LD Woodland