Here is a LO inspired by the challenge from TaylorMade Designs and from Fei-Fei's Stuff. It was great to do, and if I ask the questions again tomorrow, the answers may well have changed!
All items used are from the small talk kit available here http://www.oscraps.com/shop/product.php?productid=23254 and also the photo template from the challenge.
Fonts used Angellina and Courier New