Here is a photo from one of my favorite vacation spot, Bora Bora, Tahiti. So very beautiful and relaxing. Water so clear with excellent snorkeling spots.
Another simple one from me, but I've been having fun playing around with different blending modes. Sue's neutral papers is perfect for the background.
Credit:
Simply Perfect Word Art by Sue Cummings
Background paper - Free Spotlight paper by Sue Cummings