If you look carefully under the photo cluster on the left, you'll see the swatch for this lift - all colors are included, I just added more
Also used a cluster of 3 photos (from the Fortuna ALT), lots of textures (from Fortuna), and other accents and multimedia.
For the 3rd photo on the left I used Straight Line Stitching to make a frame, created a title cluster at the top and a element and texture cluster at the bottom.
On the right I used a double frame from FotoInspired, then a Snowy FotoBlendz for the additional photo, with another copy in Screen mode to brighten it.
Added the splatter and star parts of MultiMedia Sprinklez, and duplicated the snow part of Snowy FotoBlendz to add snow all over the page.
Finished the visual triangle with MultiMedia Holiday on the right, recoloring the bow, and a custom word block to match the shape of the photo.
In case you cannot read it, it was in the 70's the day before and of "Snow Day" at Oz's school, but still the kids had a blast.