ArtPlay Palette Doniferous (AP4)
Artsy Kardz Doniferous 4x6-1
Holiday WordART Cluster 1-3
Corner Slit Frames 1-1
ArtPlay Palette Weihnachtsbaum (elements) Available in the Christmas Value Pack No 1
Glows
Photo credit: DeviantArt

Doniferous AP4 was placed for the foundation. The photo was clipped to the Corner Slit frame (after trying many fotoblendz and frames). The ArtsyKardz psd file layers were placed below the photo/mask, with layers rearranged and 1 layer removed. Completed with WordArt Cluster, glows and elements with drop shadows added.