Process: I started with a kardz from ArtsyKardz Equinox MultiPack. I resized it and change colors and some layers were duplicated and set to different blending modes. I placed the three photos and extracted one. The others were set to blending modes Color Burn and Pin Light and they got strokes and I also changed the colors a bit. I placed the elements from Football WordART Clusters No 1, changed colors and they got strokes and shadows.