This AnnaLift happened accidentally - I was playing with weekend/ocean photos and found I had the challenge colors, 3 photos, 3 word labels.
My starting point was the Fabric Collection Suggested Layout 3 - Artsy Paper 3 with corresponding Solid Papers 3 to extend it, MM Fabric 2 (things moved around a little or a lot) and Fabric FotoBlendz 3 - with the Fotoblendz duplicated and supplemented. Ocean photo clipped to PhotoBlendz, with a 2nd copy in Overlay mode to brighten.
On the right - 2 frames from the ALT and the frame from the APP.
Below is a beach scene (it's amazing and wonderful to see how many people descend upon the beach with nearly their entire households on the weekend) blended with a mask and brushes over a Transfer. Over that is another ocean photo in Overlay mode, which also covers the APP frame.
Added Title cluster, elements, threadz. The colorful photo on the lower left is an extraction of some of my rock paintings/sculptures, all made with found objects (including the paints, tiles, plastic items, you name it)