I like that some of the pages in FotoInspired 3A Templates have masks for large photos.
This is a pretty straightforward use of Page 11, moving the additional frames to the right.
On a solid background, I placed a large photo of a sago palm in Vivid Light mode at 35% opacity, then added palm trees, to which I clipped papers and transfers from the ArtPlay Plage Collection. Two clusters form a visual triangle with the title. Shells and beads were recolored.