Credits:
ANNA ASPNES DESIGNS
ArtPlay Fallen Blush Collection - On Sale APFallenBlushCollection
Includes:
ArtPlay Palette Fallen Blush_Brush10
MultiMedia Leaves No. 5_1A
UrbanThreadz No. 12_2
Autumn WordART Mix No. 2_WoodWord4;SubtleQuote1;WordART8
Artsy Layered Template No 235
ArtsyTransfers Fallen Blush

Also used:
ArtPlay Mini Palette Deciduous_Transfer3,4;ArtStroke;HipsterPlume2;LeafTransfer2
ArtPlay Palette Feuillemort_ArtsyPaper2 APPFeuillemort
Feuillemort FotoBlendz No. 1_3 FeuillemortFBNo1

Process:
You have opened a new document. Added by Artsy Paper. | He put a big photo on it. He made copies. Modified by Lighter Color as well as moved and used by Layer Mask to delete unnecessary parts. | Posted by FotoBlendz, cropped the bike photo (Pixabay). Modified mask visibility: Luminosity. With this, the color of the photo also adapted to the color scheme. | He went back to the big photo layer. Transfers, Brush, ArtStroke added. | Added WoodWord, SubtleQuote1, WordART, and UrbanThreadz.

Thanks for looking!
I do not speak English. I'm using Google Translator - sorry! I will answer your question!
Margo