August 2020 Challenge #1 - Single photo https://ozone.oscraps.com/forum/showthread.php?t=39740
Credits:
Anna Aspnes Designs
ArtPlay Palette Sea Life - https://www.oscraps.com/shop/ArtPlay-Palette-Sea-Life.html
UrbanThreadz FotoBlendz Frames No. 3 - https://www.oscraps.com/shop/UrbanThreadz-FotoBlendz-Frames-No.-3.html
Milieu WordART Mix No. 1 - https://www.oscraps.com/shop/Milieu-WordART-Mix-No.-1.html
12 X 12 Stitched Artist Overlays No. 1 - https://www.oscraps.com/shop/Spring-ValuePack-No.-2.html
ArtPlay Palette Awaken - https://www.oscraps.com/shop/Spring-ValuePack-No.-2.html
Fonts: Betterworks and Segoe Print
Photo is mine