Credits:
**Anna Release 02 June 2015** AR02June2015
Includes:
ArtPlay Palette Oasis_ArtsyPaper3;EmbroideredFlower;ShellFlower;Twig;LWSummer APPOasis
Oasis No. 1
UrbanThreadz No. 9
Vacation WordART No. 1
Artsy Layered Template No. 198
Artsy Transfers Oasis

**Splatters No. 10**_6,15 SplattersNo10

Also used:
Paradise WordART Mix No. 1_WordTransfer1 ParadiseWAMixNo1

Process:
You have opened a new document. Added ArtsyPaper. | He opened the photo. Duplicated. Modified by: bottom photo blending - Color Burn; he applied a layer mask on the top photo as well as adjusted the sharpness, the contrast. | He made a cluster. Grouped. Modified the group - Stroke. | Placed in blue colored splatters. | Added LWSummer, BeadedThreadz and caption.

I do not speak English. Im using Google Translator - sorry! I will answer your question!
Margo