In Florida it is definitely hot! I can just hear the Calypso song in my head.

Oscraps Collab Sizzle: Sizzlehttps://www.oscraps.com/shop/Sizzle-An-Oscraps-2016-Collaboration.html ;
AASPN 8x8 Artsy Template Album 1 - mask: https://www.oscraps.com/shop/8-X-8-Artsy-Template-Album-No.-1.html ;
Aftermidnight Beachtime ; https://www.oscraps.com/shop/Beachtime-Scrapbook-kit.html ;
JBrisebois Still Life Color Paint Overlays: https://www.oscraps.com/shop/Still-Life-Collection-12x12-Color-Painted-Overlays-Element-Pack.html ;
Font is Chiller.
Photo is mine.