Credits:
ANNA ASPNES DESIGNS
*FotoInspired Template Pack No. 2N*_Page2 FITPackNo2N
*ArtPlay Palette Rainbow*_ArtsyPaper1 APPRainbow

Also used:
MultiMedia Umbrellas No. 1_1 MMUmbrellasNo1
ArtPlay MiniPalette Lorn_Transfer1 APMPLorn
Light Textured Neutrals No. 2_9 LightTexturedNeutralsNo2
KrissKross Stitched Overlays No. 2_5 KrissKrossStitchedOverlaysNo2
SkinnyLined Overlays No. 2_4 SkinnyLinedOverlaysNo2

Process:
You have opened a new document. Added by # Paper9.jpg from Light Textured Neutrals No.2 | Opened the FotoInspired Template Pack No.2N_Page2.psd. He cut the smaller-sized # ArtsyPaper1.jpg copies of it from the APP Rainbow into layers. | Transfer Over, Overlays. | Added by # 1.psd from MM Umbrellas No.1 Modified some layers: added shadow. | Finally, he added the quote.

Quote:
"The way I see it, if you want the rainbow, you gotta put up with the rain." (Dolly Parton)

I do not speak English. Im using Google Translator - sorry! I will answer your question!
Margo