Thanks to Vera for the wonderful heritage inspiration and to Christy for hosting the AnnaLift.
https://ozone.oscraps.com/forum/showthread.php?t=39066&page=2

Laura's Tutorial
https://www.annaaspnesdesigns.com/digital-paper-overlays-technique/

My maternal grandmother wearing a 1920's frock. Not sure of the occasion or location.

ANNA ASPNES DESIGNS
aA Classic Collection Fare ON SALE
https://www.oscraps.com/shop/AnnaRelease-27-January-2017.html
This limited option is back at a 58% discount and now includes the coordinating ArtsyTransfers. This product will no longer be available after March 4, 2020 at 9am EST.
Includes:
ArtPlay Palette Fare
Fare No. 1
UrbanThreadz No. 13
Food WordART Mix No. 1
Artsy Layered Template No 244
Artsy Transfers Fare

Also from Anna:
TapedTextures No. 6_6
https://www.oscraps.com/shop/TapedTextures-No.-6.html
Artist Edge Overlays No. 8_2
https://www.oscraps.com/shop/Artist-Edges-Overlays-No.-8.html

Process:
Clipped copies of photo to several layers of ArtsyTransfer Fare 1 (psd file), merged layers, and placed on ArtPlay Palette Fare Solid Paper 1. Clipped photo to Right mask of Fare Frame and omitted left mask and shadow; merged layers and positioned behind photo composite. Clipped same photo to APP Fare Brush 12, duplicated, applied Color Burn Blending mode to top composite. Positioned APP Fare Transfers 5 (bottom left) and 4 (middle right). Used APP Fare Gold Paint 1 and 2, Art Strokes 1 and 3, Brushes 4, 5, and 8 for interest and texture. Also recolored Fare Brush 1_4 and added to layout. Played with duplication and blending modes with many of the above layers. Finished with Wood Word, button, and Urban Threads.

After layout was complete, I experimented with Lauras Tutorial on Annas Blog https://www.annaaspnesdesigns.com/digital-paper-overlays-technique/ and added APP Fare Artsy Paper 1 over the finished page, applied Multiply Blending mode, and reduced opacity to 34%. The added layer created interest and depth. Plan to use this technique often