FotoInspired Pak 2J_12 https://www.oscraps.com/shop/FotoInspired-Template-Pack-No.-2J.html
Riant Artplay Palette https://www.oscraps.com/shop/ArtPlay-Palette-Riant.html
Riant Artsy Transfers https://www.oscraps.com/shop/ArtsyTransfers-Riant.html
Photo WordART Mix 1 https://www.oscraps.com/shop/Photo-WordART-Mix-No.-1.html
Assemblage Overlays 2 https://www.oscraps.com/shop/Assemblage-Overlays-No.-2.html

Photoshop Elements 14

Following the excellent tutorial here: https://www.annaaspnesdesigns.com/create-a-fotoinspired-pencil-blended-photo-montage/ I composed this page by enlarging the focal clipping mask on the FotoInspired template, then used brushes from the Artplay Palette with layer-masking to further customize the masks and photos. I used several Artsy Transfers to add color and texture to the design, also masking away any stray bits and pieces with the APP brushes.