Golden and Joyful by Emeto Designs
Christmas Traditions by Palvinka Designs
Winter Day by Florju Designs
https://www.oscraps.com/shop/Golden-and-Joyful.html
https://www.oscraps.com/shop/Christmas-Traditions-Kit-and-Alpha.html
https://www.oscraps.com/shop/Winter-Day-Kit-PU-by-Florju-Designs.html

I created a brush layer above the background paper and clipped a lighter colored paper to it so that my journaling would be more visible.