FotoInspired Template FIDTPack 2L_6 https://www.oscraps.com/shop/FotoInspired-Template-Pack-No.-2L.html
Cynefin Artplay Palette https://www.oscraps.com/shop/ArtPlay-Palette-Cynefin.html
Cynefin Artsy Transfers https://www.oscraps.com/shop/ArtsyTransfers-Cynefin.html
Adventure WordART Mix 1 https://www.oscraps.com/shop/Adventure-WordART-Mix-No.-1.html
FotoGlo Mix No. 2 https://www.oscraps.com/shop/FotoGlow-Mix-No.-2.html

Photoshop Elements 14

I used the template as it, except for removing the white frame label on the long horizontal frame. The background is Cynfin Artsy Paper #4. After I clipped my photos to the masks, I dropped Cnyfin Artsy Transfer # 2 at the top of the layer stack, moving around its various layers to add texture and color to the design. Many of the layers were already on color burn mode, which worked out great, but I did change a few to multiply mode. I embellished by making a cluster with a paper ribbon, some fall flowers, and a button from the Artplay Palette and added a leaf as a mat for one of the photos. I finished up by adding light with fotoglos.