Credits:
ANNA ASPNES DESIGNS
***AnnaRelease 6 September 2019*** AnnaRelease6Sept2019
ArtPlay Palette Bespoke_SolidPaper3;ArtsyPaper1;Brush7,10,16;Transfer1,5-6;Splatter1;ButtonJewel;HeartRedLeather ArtPlayPaletteBespoke
Around The Clock No. 2_1,2,4 AroundTheClockNo.2
Time WordART Mix No. 1_WEClock;WATimeOFOurLives TimeWordARTMix1
UrbanStitchez No. 13_1,13 UrbanStitchezNo.13

Process:
You started by opening a new document. He pulled on SolidPaper. He put ArtsyPaper on it. Modified by Opacity-60%, Fill-40%. He placed brushes and transfers. | Opened by # 4 .png from Around The Clock No.2. Modified by Bevel & Emboss and Outer Glow Effects. He wrote the color photo and then underlined the black and white photo. | Left and right hand clock brushes and stitches. Bevel & Emboss Effects used. | Adds all layers to the adjusment layer - Levels. | Decorated with Brushs, Splatter, Heart and Button. | Finally he put WA, text on the page.

Thanks for looking!
I do not speak English. I'm using Google Translator - sorry! I will answer your question!
Margo